How I’m Saving my Money part 1

I’ve read some articles lately on how to save money and tips on how to expand your budget. You’ve heard those tips like “if you save 5% every day, you’ll get a billion dollars when you’re 100 yrs old…” etc. It’s not that i don’t think they’re true, they might work for some people.. but for me, i have my own way of saving money. And it works! Believe me, i’ve been saving hundreds to thousands of pesos by following my daily routine. It’s all in the mind.

Here’s my everyday routine in my previous work:

1. I eat breakfast at home (or don’t eat breakfast).
2. Commute to office costs around 50pesos (from Tandang Sora to Ortigas: 1 jeep, 2 fx, 1 train). I never take a taxi unless my brother treats me.
3. If i didn’t eat breakfast, i get FREE biscuits from our office pantry, and prepare myself FREE coffee from our office pantry too (never, ever, EVER buy coffee if you have coffee in your office pantry!).
4. I pack my lunch, so i don’t spend anything for lunch.
5. Our office provides snacks, so i eat snacks at around 4pm.
6. Leaving at around 6-7pm, going home costs only 20 pesos (1 bus, 1 jeep, then walk for a few hundred meters).
7. Eat dinner at home. Don’t eat out.

Total expenses for a normal office day: 70pesos.

If there are 22work days in a month, that would be around 1500pesos per month. If you are earning 20000 pesos a month, then you would be saving 18500 pesos per month! now put that 10000 away and lock it away in a safe. You still have 8500 pesos to spend on your gimiks =)

Don’t go telling me that this is impossible. Because i’ve done it. And you can do it too.

Now, my situation is different. In the next part, i’m posting how i’m saving money currently:)

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